ABSTRACT: This research work is on the Problem Facing National Health Insurance Scheme in Nigeria. The source of data for the work area oral interview and questionnaire, the population of the study was drawn from both national and state hospitals in Enugu. Samples of questionnaires were distributed to the respondents. The instruments used are oral interview and questionnaire. The instrument were reliable because they include statements of the problem, objectives of the study and the research questions, one of the findings is that the various methods used in marketing of health insurance is not known by the people. One of the conclusions is that there should be free material and child health programme for the country.
TABLE OF CONTENTS
CHAPTER ONE
INTRODUCTION 1
CHAPTER TWO
REVIEW OF RELATED LITERATURE 10
2.1 An Overview 10
2.2 Historical Development of Health Insurance 10
2.3 Marketing Health Insurance Scheme in Nigeria 14
2.4 Role of Government on Health
Insurance Schemes 16
2.5 Organization Responsible for the Health
Scheme in Nigeria 18
2.6 Various Types of Policies Sold by the
Health Service Providers 20
2.7 Prospects of Effective Marketing of Insurance
Scheme in Nigeria 24
2.8 Problems of Marketing Health Insurance
Scheme in Nigeria 25
2.9 Challenges Facing Marketing Health
Insurance Scheme in Nigeria 27
Reference 31
CHAPTER THREE
RESEARCH METHODOLOGY 32
3.1 Sources of Data 32
3.2 Population of the Study 33
3.3 Instrument Used for the Study 34
3.4 Validity of the Instrument Used 35
3.5 Reliability of the Study 35
CHAPTER FOUR
SUMMARY OF FINDINGS 36
4.1 Findings 36
4.2 Discussion of Findings 37
CHAPTER FIVE
CONCLUSION AND RECOMMENDATIONS 38
5.1 Conclusion 38
5.2 Recommendations 39
5.3 Suggestion 49
Bibliography 41
Appendix 43
Questionnaire 44
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
The national health insurance scheme (NHIS) is a social health insurance programme designed by the federal government of Nigeria to complement or to improve services of financial health sector, and to improve access of health care for the majority of Nigeria. The evolution of the National Health Insurance scheme decade back to 1962, when the need for health insurance in the provision of health care to Nigeria citizen was first recognized.
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