ABSTRACT
Insurance is needed in order to alleviate the financial losses suffered by policy holders or the general public where the liability under policy is a contingent’s one. Therefore agricultural insurance takes care of the losses suffered by the farmers. To do this very successfully by an underwriter the compensation has to be made from contribution (premium) of all parties participating in the insurance. It is the aim of this research work therefore to find out if agricultural insurance has contributes in any meaningful way to enhancing agricultural productivity. Weather agricultural insurance has actually gained acceptance by the rural farmers. If compensation and adequately paid when losses are encountered by the farmers. And the possible areas the farmer can over with agricultural insurance policy the research work. Contains a general background discussion on the role of agricultural insurance in enhancing agricultural productivity. It went further to state the problem to be studies and why this research study was carried out, the scope and limitation of the study and finally the research questions and the definition of terms. AA number of related literature as it affects agricultural insurance were critically reviewed to provide enough background to the study. With the design of the study, the methods used in collecting relevant data it also deals with the way questionnaires were distributed and the treatment of data. The data got from the research survey were analyzed interpreted and presented. Also in this chapter was the distribution of questionnaires, characteristics of respondents and set two questionnaires for NAIC. Finally, the summary of finding, conclusion on the research and recommendations made by the researcher. It is beloved that at the end of this research work the researcher would have established of actually agricultural insurance have successfully contributed in its role of enhancing agricultural productivity.
TABLE OF CONTENT
Title page ii
Approval page iii
Dedication iv
Acknowledgement v
Abstract vi
Table of contents vii
CHAPTER ONE
1.0 Introduction
1.1 Background of the study 1
1.2 Statement of problems 3
1.3 Significance of the study 4
1.4 Objective of the study 5
1.5 Scope and limitation of the study 6
1.6 Definition of Terms 7
CHAPTER TWO
2.0 Literature Review
2.1 The role of agricultural insurance in enhancing
Agricultural production. 9
2.2 Risk in agricultural 12
2.3 Risk management in agriculture. 18
2.4 Nigeria agricultural insurance scheme 23
2.5 Operation of Nigeria agricultural insurance scheme 29
2.6 The Role of Intermediaries 34
2.7 Problem and prospects 42
CHAPTER THREE
3.0 Research Methodology
3.1 Research design 47
3.2 Area of study 47
3.3 Source of data 48
3.4 Research population and sample size 51
3.5 Research instrument 53
3.6 Validity of research instrument 53
3.7 Data analysis 54
CHAPTER FOUR
4.0 Presentation And Analysis Of Data
4.1 Distribution of questionnaire 55
4.2 Characteristics of respondents 57
4.3 Set two questionnaire for NAIC 60
4.4 Production number of farmers with agricultural
(crop) Insurance in Uzo-Uwani LGA 1997-2000 64
CHAPTER FIVE
5.0 Summary Of Findings, Recommendation And Conclusion
5.1 Summary of findings 71
5.2 Recommendation 76
5.3 Conclusion 78
Bibliography
Appendix
Research Questionnaire
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