ABSTRACT
The study was conducted to investigate the effects of government funding schemes on development of Small and Medium Enterprises (SMEs) in Nigeria. To meet the objectives of the study, survey research method was applied and a sample of 50 respondents was administered to SMEs Owners and Staff in Ojo Local Government Area. Data collection was done through questionnaire administration and the data collected were statistically analyzed with the aid of SPSS software. It was found that government funding schemes significantly affects SMEs growth and development in Nigeria. However, only few entrepreneurs have access to the loans. Therefore, the study recommends that entrepreneurs need to be educated about the procedures and processes required to secure loans from the financial schemes available to SMEs.
TABLE OF CONTENTS
CHAPTER ONE
Introduction
1.1 Background of the study
1.2 Statement of the problem
1.3 Objectives of the study
1.4 Research questions
1.5 Research hypothesis
1.6 Significance of the study
1.7 Scope and limitations of the study
1.8 Plan of the study
1.9 Definition of terms
CHAPTER TWO
Literature Review
2.1 Introduction
2.2 Conceptual Framework
2.2.1 Definition of SMEs
2.2.2 Role of SMEs in an Economy
2.2.3 Challenges of SMEs
2.2.4 Emergence of the Small and Medium Industries
Equity Investment Scheme (SMIEIS)
2.3 Theoretical Framework
2.4 Empirical Framework
CHAPTER THREE (RESEARCH METHODS)
3.1 Introduction
3.2 Restatement of research questions
3.3 Restatement of research hypothesis
3.4 Research design
3.5 Population of the study
3.6 Sample size and sampling techniques
3.7 Source of Data
3.8 Data collection instrument
3.9 Administration of research instrument
3.10 Method of data analysis
CHAPTER FOUR
Data Presentation, Analysis and Presentation
4.0 Introduction
4.1 Data analysis and presentation of result
4.2 Data analysis of the demographic characteristics
4.3 Test of hypothesis
4.3.1 Hypothesis one
4.3.2 Hypothesis two
4.3.3 Discussion of result (tested hypothesis)
CHAPTER FIVE
Summary, Conclusion and Recommendation
5.0 Introduction
5.1 Summary of findings
5.2 Conclusions
5.3 Recommendations
REFERENCES
CHAPTER ONE
INTRODUCTION
1.1 Background To The Study
Small and Medium Enterprises (SMEs) occupy a place of pride in virtually every country or state. Because of their (SMEs) significant roles in the development and growth of various economies, they (SMEs) have aptly been referred to as “the engine of growth” and “catalysts for socio-economic transformation of any country” (Onugu, 2005). Several studies (i.e Sanusi, 2003; Onugu, 2005; Osuagwu, 2006; Ehinomen and Adeleke, 2012) have revealed that funding has been one of the major challenges facing the growth and development of SMEs in developing countries. Hence, the significance of government funding schemes towards the development of SMEs sector cannot be over emphasis.
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