The adverse economic condition currently affecting the Nigeria economy particularly the insurance industry calls for foresight and dynamism. Out dated conventions and tradition have to be forfeited in favor of profit maximizing ideas. Every available business opportunity therefore has to be harnessed also, the major of the Nigeria 88.5 million (1991 census) inhabitation depend on the economy of the rural areas of the country, mainly for good and also for other varying need. This is because the food baskets of the Nation a located in places that are considered rural by Nigeria standard.
It is against the back ground that the need arises to examine and utilize the hitters dormant resources of the rural area of Nigeria. The Nigeria rural area offer prospect for market development and explanation for the Nigeria Insurance industry. The resources in there areas are: largely under utilized and therefore the challenge of insurance business then and converting them to business opportunity is open to any dynamic insurance, and such a move will be profitable for the insurers, operating in a highly competitive market.
Moreover, this research work deal with the introduction to the study, bringing out in detail from the background of the study and go on to the definitions of terms, the review of the related literature, the research design and methodology that brings out the sources of data used for the research, analysis the both the questionnaire and the oral interview used for this work, and also the summary of findings, recommendations and conclusion drawn from the research work conducted.
TABLE OF CONTENTS
CHAPTER ONE (INTRODUCTION)
REFERENCE
CHAPTER TWO (LITERATURE REVIEW)
2.1 INSURING RURAL
2.2 WHY INSURERS NED TO INVEST IN THE RURAL AREAS IF NIGERIA
2.3 RISK INVOLVED IN RURAL COMMUNITIES
2.4 PROBLEMS ASSOCIATED WITH RURAL (CROP) INSURANCE IN THE DEVELOPING COUNTRIES
2.5 NATURE OF CROPS INSURANCE SUITABLE FOR DEVELOPING COUNTRIES
2.6 OTHER PROBLEMS
2.7 HISTORICAL DEVELOPMENT OF INSURANCE BUSINESS IN RURAL COMMUNITY OF NIGERIA
2.8 EARLIER TYPES OF INSURANCE BUSINESS
2.9 TYPES OF MODERN INSURANCE THAT HAS TO TAKE UP RURAL INSURANCE.
2.10 TYPES OF RISK THAT FACE RURAL DWELLERS
CHAPTER THREE (RESEARCH DESIGN AND METHODOLOGY)
CHAPTER FOUR (DATA ANALYSIS AND PRESENTATION OF RESULTS)
CHAPTER FIVE (SUMMARY/CONCLUSION AND RECOMMENDATION)
BIBLIOGRAPHY
APPENDIX
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
This work stands to be a protection into the future of Nigerian Insurance industry financing through economy since insurance business is yet to be take off in rural communities in Nigeria. Particularly Enugu east (Nike). It also serve as a survey on the whole rural communities will react towards the operation of insurance business. It is our view that since many researchers have made numerous proposals on how the scheme should be operated.
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