THE ROLE OF NIGERIAN DEPOSIT INSURANCE CORPORATION (N.D.I.C) IN MANAGING FINANCIAL DISTRESS (A CASE STUDY OF CITIZEN BANK OF NIGERIA PLC)

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THE ROLE OF NIGERIAN DEPOSIT INSURANCE CORPORATION (N.D.I.C) IN MANAGING FINANCIAL DISTRESS (A CASE STUDY OF CITIZEN BANK OF NIGERIA PLC)

PROPOSAL :

 The role of Nigerian Deposit Insurance Corporation in managing financial  Distress(A Case Study of a Citizen Bank PLC Enugu ).Nigerian Deposit Insurances Corporation is one of the Regulatory authorities that play a vital role in our financial institutions. The study will base on the role of “NDIC” Nigeria Deposit Insurance Corporation in managing financial distress. However, the researcher will be acquainted with related literatures. The population of the study must comprise the Bank staff and Bank customers of Citizen Bank Enugu and  the NDIC  Official in Enugu .In that case, the sample size will be determined with the Taro Tamanis formular primary and secondary sources of data will be used; coupled with the chi-square to test the formulated hypothesis. Liquidation option as financial distress. Management has implications on confidence of the banking public.

Actually, the financial distress in Nigeria banking system  cannot be controlled single handedly. And this owes to the fact that Economic depression which also affects the level of assets and liabilities of banks cannot be offset only by means of a deposit insurance corporation.  Indeed,  a good findings will give us a  nice recommendation and  conclusion as the  role of NDIC in Managing financial distress.

 

TABLE OF CONTENT 

 

Chapter One: Introduction                                                                    1

  1. background of the study                                                         1
  2. Statement of the study                                                                       5
  3. Objective of the study                                                                        7
  4. Research question                                                                   8
  5. Research hypothesis                                                                9
  6. Significance of the study                                                        10
  7. Scope, limitation and delimitation                                          11
  8.  Definition of terms                                                                13

Reference                                                                                                  16

Chapter two: review of related literature                                 17

2.1 The rule of   N.D.I.C in sanitizing the banking sector.           18

  1. Supervisory activities of the Nigerian

deposit Insurance Corporation.                                         19

  1. Functions of the Nigerian

deposit insurance corporation                                                       20

  1. Supervision activities of the NDIC                                        27
  2. Off-site surveillance                                                                28
  3. On-set  examination                                                                29
  4. Meaning of bank distress                                                        32
  5. Implications and consequences of bank distress.       35
  6. Techniques for  identifying

financial distress in banks                                                             38

  1. Either qualitative or indication                                               39
  2. Management of financial distress                                           44
  3. Resolution of banking distress in Nigeria                      48

Reference                                                                                                  61

Chapter three: Research design and methodology                  64

3.1 Research design                                                                                  64

3.2 Area of study                                                                          64

3.3 Population                                                                                           65

3.4 Sample and sampling techniques                                            65

3.5 Instrument of data collection                                                  67

3.6 Methods of data collection                                                     68

3.7 Methods of data analysis                                                        68

Reference

 

THE ROLE OF NIGERIAN DEPOSIT INSURANCE CORPORATION (N.D.I.C) IN MANAGING FINANCIAL DISTRESS (A CASE STUDY OF CITIZEN BANK OF NIGERIA PLC)


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