AN APPRAISAL OF AGRICULTURAL INSURANCE IN A DEVELOPING NATIONAL LIKE NIGERIA (A CASE OF NAIC BETWEEN 2000 – 2010)

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AN APPRAISAL OF AGRICULTURAL INSURANCE IN A DEVELOPING NATIONAL LIKE NIGERIA (A CASE OF NAIC BETWEEN 2000 – 2010)

ABSTRACT: This project is on the topic titled “An Appraisal of Agricultural Insurance in a Developing Nation like Nigeria, A case study of NAIC between (2000 – 2010)”. The work is divided into five chapters. Chapter one deals with background of study, statement of problem that led to the research work, objective of the study, research questions, scope of the research questions, scope and limitation of the study, significance of the study and definition of operational terms. Chapter two covers review of relevant literatures, historical development of the insurance, agricultural insurance in Nigeria, Objectives of NAIC, risk associated with agriculture and so on. Chapter three discusses research methodology including source of data and validity of the instrument. Chapter four covers findings and discussion of findings and chapter five covers conclusions and recommendations.

 

TABLE OF CONTENTS

 

CHAPTER ONE – INTRODUCTION                         1

  1. Background of the Study                                         1
  2. Statement of the Problem                                 3
  3. Objectives of the Study                                    4
  4. Research Questions                                          5
  5. Significance of the Study                                         6
  6. Scope and Limitations of the Study                           7
  7. Definition of Operational Terms                         9

CHAPTER TWO

  1. An Overview                                                   11
  2. Historical Development of Insurance in Nigeria     12
  3. Agricultural Insurance in Nigeria and its

Effect on the Farmers                                       15

  1. Objectives of NAIC                                           16
  2. Risks Associated with Agriculture                       17
  3. The Covers Under NAICS                                         21
  4. The Cost of Insurance in NAICS                         22
  5. Achievement of NAICS                                      24
  6. Challenges Facing NAICS                                   29

References                                                      31

 

CHAPTER THREE – RESEARCH METHODOLOGY            32

  1. Source of Data                                                       32
  2. Population of the Study                                    33
  3. Sample Size                                                    33
  4. Instrument Used for Data Collection                   34
  5. Validity of Instrument                                      34
  6. Reliability of instruments                                         34

 

CHAPTER FOUR – SUMMARY OF FINDINGS           36

  1. Summary of Findings                                       36
  2. Discussion of Findings                                      37

 

CHAPTER FIVE – CONCLUSION AND RECOMMENDATIONS

  1. Conclusion                                                      40
  2. Recommendations                                           40

 

Bibliography                                                    44

Appendix I                                                      46

Appendix II                                                     47

 

CHAPTER ONE

INTRODUCTION

1.1  BACKGROUND OF THE STUDY

Agriculture is the art and service of crop and livestock production. In its broadcast sense, agricultural comprises the entire range of technologies associated with the production of useful products from plants and animals, including soil cultivation, crop and livestock management, and the activities of processing and marketing. Agricultural sector in Nigeria suffered neglect during the hely-days of the oil boom in the 1970s. Ever since then Nigeria has been witnessing extreme poverty and insufficient of basis food items.

The agricultural sector was faced with numerous challenges and this motivated the federation government to introduce the agricultural insurance which is designed to provide covers for financial losses incurred due to reduction in expected outputs from agricultures products. The major products are crops and livestock’s, other includes fisheries and forestry. Crop insurance and livestock insurance provide the two broad categories for which commercial insurance and covers are designed. Because of the complexities brought to agricultural ventures due to mechanization, a broad range of traditional policies, namely personal accident, fire, vehicles, machinery and public liability covers are made essential parts of a comprehensive agricultural insurance package. Agricultural investments unfortunately are among the most risky economic ventures one can embark upon.

 

AN APPRAISAL OF AGRICULTURAL INSURANCE IN A DEVELOPING NATIONAL LIKE NIGERIA (A CASE OF NAIC BETWEEN 2000 – 2010)


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